Which Interest Rate Will Win - 3525 Words

Thanh Vu Professor Paul Ady English 130 12/14/2014 6.8% bloodhound vs. 3.86% chihuahua: Which interest rate will win? My dad used to say, Son, the best treasure you can get is your education, because you can never lose what was planted in your head. Surely, education is the best investment a man can have. Education brings freedom, and while money doesn t buy happiness, freedom does. We all have dreams, we all know what we want to do, and education is the best way to help a man realizing his dream and bringing him freedom. As president Lyndon B. Johnson has once said, Poverty shouldn t be a bar to education, and education must create an escape out of poverty (The Great Society Speech). You can t be free with debts, and no debts should make education strips the financial freedom of a person and lead him INTO poverty. Sadly, such is the reality that we, as students, are facing right now, with total college loan debts smashing over the twelve-digits tier and knockout the total credit card debt (Erin Dillion 1), currently gains the title of the second worst debt only after home mortgage (Baum). Outstanding household debt, from 2003 to 2013, Student loans has run up to $0.994 trillion dollars, making it the second from home mortgage, risen from 3% to 9%. To be precise, from 2003 to 2008, the student debts has gone up 141%, then from 2008 to 2013, although ALL other outstanding debts (home mortgage, home equity revolving, auto loan, credit card, and others debt) hasShow MoreRelatedRegulating Interest Rates as a Solution to the Recession Essay998 Words   |  4 Pagesmarket, which allow for overhaul and maintain a prosperous future. Regulating bank interest rates and federal interest rates will reduce, if not eliminate the housing market crisis. Most importantly, it will set a new precedence for the housing industry to follow. First, the banking industry must regulate their interest rates on existing customers. Mortgage brokers offered less than worthy credit home buyers subprime and adjustable rate mortgages (FactCheck.org, 2008). Adjustable rate mortgagesRead MoreThe United States Housing Market1087 Words   |  5 Pageshousing prices continued to increase, lenders found themselves in a win-win situation. If homeowners paid their mortgages, the lenders made money. If homeowners could not pay their mortgages, they would be forced to foreclose their homes, and the lenders could sell the home for a profit, as long as housing prices continued to rise. This win-win situation became a very desirable situation for outside investors. At the time, interest rates on mortgages provided higher returns on investments than any otherRead MoreWhat Is The Business Cycle? Essay1088 Words   |  5 Pageseconomy extended 2.1%, taking after a 0.8 % expansion. Gross domestic product (GDP) Annual Growth Rate in Iceland found the middle value of 3.15% from 1998 until 2016, achieving a record-breaking high of 13.40 % in the main quarter of 1999 and a record low of - 9.30% at the final quarter of 2009 (n.g., Iceland GDP Annual Growth Rate, 2016). Iceland s economy depends intensely on the fishing industry, which gives 40% of fare income, more than 12% of GDP, and utilizes almost 5% of the work drive. ItsRead MoreThe British Parliamentary System : A Democratic Model Of Governing That Canada1509 Words   |  7 Pagesofficially becomes a law. The Senate is composed of 105 Senators who are appointed to Parliament by the Governor General on the Prime Min isters recommendation from various regions of Canada. Members in the House of Commons are elected from 338 ridings, which are determined by the populace (Government of Canada, 2016). Parliament’s role in governing is to hold responsibility for passing legislations and the choosing of government referring to, the political party with the largest amount of seats. DependingRead MoreHow Are The Corporation s Debt Securities Reported On The Financial Statements?994 Words   |  4 PagesCorporation. Debt securities include very debt tool that is available for buying and selling inside two groups and have understanding of some common terms like the notional amount or also known as the borrowed amount, maturity or renewal date and interest rate. Debt securities involves corporate, government and municipal bonds, CDs, collateralized securities ( like CDOs, CMOs, GNMAs) and zero coupon securities. (Investopedia, 2015). On the financial records, the debt securities are documented in theRead MoreThe Strategy Of Risk Management1541 Words   |  7 Pagesit was decided that for 50 basis points increase (average over a year) in the interest rates, the level of earnings change should not be more than 4%. Banc One also used a balancing portfolio for asset-liability management, which consisted of investments in conventional securities and derivatives with an underlying mandate to achieve a reasonable rate of return, fulfill short term liquidity needs, manage interest rate exposure, and main tain a modest regulatory capital obligation. Also, Banc One hasRead MoreA Note On The Stock Market1051 Words   |  5 Pagesthe announcement that there was a projected win for Mr. Trump, these stock prices and indexes that recently plummeted, increase rapidly; even to a price higher than before the uncertainty of the presidential win. This can be noted to the optimism that investors had with the newly elected president. The section â€Å"Macroeconomic Events† will discuss how the choices he, as well as the Fed, played a role in the fluctuations in stock indexes and treasury rates. In addition, the section titled â€Å"MicroeconomicRead MoreNegotiation Strategy Article Analysis Paper1062 Words   |  5 Pagesand then coming up with a strategy ensures that all parties come out with a win-win rather than a win-lose negotiation. During the negotiation process parties begin with an analysis of their needs, desires and interests. The individual also takes outside issues into consideration such as culture, background and experience. All these information will help the individual form the basis of his/her negotiation which leads them into the planning stage. During the planning stage goals, terms andRead MoreCkc Case Write-Up799 Words   |  4 PagesWhat are the interests of the various players in the Varacil market? †¨ * CKC: Obtain the least costly ending for the lawsuit, considering the future effects of the outcome with respect to market share and future profits. * Tolemite: Obtain a payment of all past and future liabilities at the highest royalty possible, or the highest payment. * BARD: They would benefit from two situations: 1.CKC wining the trial, as they would not have to pay royalties anymore, which could decreaseRead MoreThe Union And Jane Represents The Business House1206 Words   |  5 Pagesnegotiations to make a wise and healthy decisions. To make a wise decision it is important to have a knowledge of the available alternatives. BATNA is the only standard which protects both the parties from accepting too unfavorable terms and rejecting beneficial terms. The bottom line of any negotiation process is to achieve the win-win situation for both the parties (Spangler, 2012). The negotiation procedure is based on a procedure of data trade or information sharing. If mediators are looking

Animal Farm, by George Orwell - 2347 Words

Animal Farm is a novel about the pigs leading a rebellion, overthrowing their farmer, and then taking control of the farm. The setting of the story is Manor Farm in England with Mr. Jones, the farmer. The main characters include Old Major, Snowball, and Napoleon. Each of these pigs helped to lead the animals into rebellion. Major was the initial one to start the movement and the other two were the main leaders that carried it on after he passed away. When the animals became tired of Mr. Jones’s harsh and intense labor conditions, they plan to dethrone him by chasing him out of his farm. After the successful rebellion, the animals set up their own rules and regulations to follow. The pigs taught themselves how to read and write and†¦show more content†¦Coming in contact, let alone doing business with humans was breaking one of the original rules. Napoleon said it was only to get better food supplies and ideas from the farmers, but he was really becoming friends with th em. â€Å"The creatures outside looked from pig to man, and from man to pig, and from pig to man again: but already it was impossible to say which was which† (89). This novel teaches us many fantastic lessons about life. The novel shows how complete control from one person is very risky. It is better to have a group of people making a decision together. It also displays the result of not standing up for what is right. The result is losing the confidence you have in yourself and your beliefs. If we stand up for what is right and have group decisions, together we can become better people. III. DICTION George Orwell gives detailed explanations of the characters, elements, and setting with the words he uses. He uses descriptive words to overstress the idea that the pigs were in control and Napoleon made all decisions. Orwell uses words with both positive and negative meanings in this novel. The positive and encouraging meaning words are used closer to the beginning of the novel instead of the end. On contrast the negative words are used more so towards the end. This shows that the feeling of the story changes throughout. Loyalty and discipline areShow MoreRelatedAnimal Farm And George Orwell By George Orwell1034 Words   |  5 Pages Eric Arthur Blair, under the pseudonym of George Orwell, composed many novels in his lifetime that were considered both politically rebellious and socially incorrect. Working on the dream since childhood, Orwell would finally gain notoriety as an author with his 1945 novel Animal Farm, which drew on personal experiences and deeply rooted fear to satirically critique Russian communism during its expansion. Noticing the impact he made, he next took to writing the novel 1984, which similarly criticizedRead MoreAnimal Farm By George Orwell1397 Words   |  6 PagesAn important quote by the influential author of Animal Farm, George Orwell, is, â€Å"Every line of serious work that I have written since 1936 has been written, directly or indirectly, against totalitarianism.† George Orwell, a Democratic Socialist, wrote the book Animal Farm as an attack on the Communist country of Russia (â€Å"The Political Ideas of George Orwell,† worldsocialism.org). He had a very strong disliking of Communism and the Socialist party of Russia. However, he insisted on finding the truthRead MoreAnimal Farm, By George Orwell1545 Words   |  7 Pagesallow because an this elite institution of people often use this gear to dominate and oppress society. In George Orwell’s story, Animal Farm, Orwell demonstrates that education is a powerful weapon and is a device that can be used to at least one’s benefit. Living in a world where strength is a straightforward to benefit, the pigs quick use education to govern the relaxation of the animals on the farm to serve themselves worked to their advantage. This story in shows the underlying message that   firstRead MoreAnimal Farm by George Orwell1100 Words   |  4 PagesIntroduction: Widely acknowledged as a powerful allegory, the 1945 novella Animal Farm, conceived from the satirical mind of acclaimed author George Orwell, is a harrowing fable of a fictional dystopia that critiques the socialist philosophy of Stalin in terms of his leadership of the Soviet Union. Tired of their servitude to man, a group of farm animals revolt and establish their own society, only to be betrayed into worse servitude by their leaders, the pigs, whose initial virtuous intentionsRead MoreAnimal Farm By George Orwell1538 Words   |  7 PagesMecca Animal Farm The Russian Revolution in 1917 shows how a desperate society can be turned into a military superpower filled with terror and chaos. George Orwell uses his book, Animal Farm, to parallel this period of time in history. This book is an allegory of fascism and communism and the negative outcomes. The animals begin with great unity, working toward a common goal. The government then becomes corrupted by the temptations of power. George Orwell uses the characters in Animal Farm to showRead MoreAnimal Farm By George Orwell944 Words   |  4 Pageslegs(Orwell 132). He carried a whip in his trotter(Orwell 133). In the novel Animal Farm by George Orwell, animals have the ability to talk and form their own ethos, Animalism. Animal Farm is an intriguing allegory by George Orwell, who is also the author of 1984, includes many enjoyable elements. More knowledge of the author, his use of allegorical elements, themes, symbols, and the significance in the real world, allows the reader to get more ou t of this glance into the future. George OrwellRead MoreAnimal Farm, By George Orwell876 Words   |  4 Pagesrebellious animals think no man means freedom and happiness, but they need to think again. The animals of Manor Farm rebel against the farm owner, Mr. Jones, and name it Animal Farm. The animals create Animalism, with seven commandments. As everything seems going well, two of the animals get into a rivalry, and things start changing. Food starts disappearing and commandments are changed, and the power begins to shift. Father of dystopian genre, George Orwell writes an interesting allegory, Animal FarmRead MoreAnimal Farm by George Orwell1175 Words   |  5 PagesAn enthusiastic participant in the Spanish civil war in 1936, George Orwell had a great understanding of the political world and made his strong opinions known through his enlightening literary works, many of which are still read in our modern era. Inspired by the 1917 Russian Revolution and the failed society it resulted in, Animal Farm by George Orwell is an encapsulating tale that epitomises how a free utopian society so idealistic can never be accomplished. The novella exemplifies how influencesRead MoreAnimal Farm, By George Orwell1089 Words   |  5 PagesIn George Orwell’s â€Å"Animal Farm†, the pigs as the farm leaders, use unknown language, invoke scare tactics and create specific laws, thereby enabling them to control other animals, to suit their greedy desires, and to perform actions outside their realm of power. Because of the pigs’ use of broad language, and the implementation of these tactics they are able to get away with avoiding laws, and are able to convince other animals into believing untrue stories that are beneficial to the pigs. The firstRead MoreAnimal Farm By George Orwell999 Words   |  4 PagesAnimal Farm Essay George Gurdjieff was an influential spiritual teacher in the early twentieth century. He references in the following quote that when one is uneducated he will always remain a slave. â€Å"Without self knowledge, without understanding the working and functions of his machine, man cannot be free, he cannot govern himself and he will always remain a slave.† (Gurdjieff) This ties in with how the animals are treated in George Orwell’s Animal Farm. Animal Farm is a novella about animals who

Fuse Theatre Company Essay Example For Students

Fuse Theatre Company Essay On the 16th March 2008, the Fuse Theatre Company came into school and did a play which is called the Shadow Companion. This had taken place in the theatre. This play had consisted of four characters their names are Asra Abboud, Ruby Wellbourn, Billy Wellbourn and Khadmin Abboud. Their actual names are Sarah Amankwah, Aisiling Caffery, Michael Chapman and Chris Jack.  MY first impressions of this play were Wow, this is going to be interesting the play had taken place in the centre stage the most.  The issues and themes that were explored in the play were the friendship between Ruby and her friend Asra; Asra and her dad lives in a temporary refugee accommodation on the edge of her community. We will write a custom essay on Fuse Theatre Company specifically for you for only $16.38 $13.9/page Order now The play has a basic story line which Ruby chants and is at the mount; this is a place where she used to visit her Nan. She lights up candles and they draw a circle on the ground with her feet. There is a scene based upon Ruby meeting Asra they have a little argument at first. Then as the play goes on they grow closer and closer until the stage where both dads finds out and is upset about the situation. Asra puts a scarf on Ruby and they go back to Asras place when the father meets Ruby and he is disgusted with the fact that Asra is hanging around with Ruby, as Asra is trying to fit in more. And so the argument goes on from there, there is a point in the play were it rises until a dad is that frustrated that pours water over his daughter. This still doesnt mean that they will stop meeting each other. This all happens at a later scene in the play. In the first few scenes, Mr. Abu is an asylum seeker from Sudan where he was a teacher. The scene opens when he comes in wearing a suite and a hat. A speech is then delivered as if he is in an interview with someone. This gives us a brief idea about his character background. Sound effects are used to change the scenes. Ruby who is at the age of going out, and betraying the family sits on the mound writing in her diary for a minute or two. She then exists through the stage door. Rubys father named Billy enters the pub. A sound in the back ground sets a scene. Bill comes in all prepared with his pint, and delivers a speech about asylum seekers being virus taking over his country. This is a direct speech addressing it as the audience was attending the meeting. A phone rings and a answer machine message is left about Rubys Nan. His dad didnt pick up the phone and he hears the messages and is shocked to hear about it. Ruby enters and is frustrated and the tension beings to flare up and a rocky relationship is showing. We eventually learn that Rubys mum left her and her dad. Half way through the play, a red chair is brought on to symbolize Mr. Abus house. This starts in showing the happy side of father-daughter relationship and daughter Asra appears on scene with school uniform on. Mr. Abus gives a black scarf and Asra doesnt appear too happy but says thanks anyway. Both fathers come face to face. They talk to each other about intimidation. Bill later states he has a right to protest outside his house. The police siren is turned on and Bill decides to threaten Mr. Abu saying he will come back. Asra and Ruby meets, Ruby explains her chants and the circle, keeping it a secret between the two of them. .u5037492735bc6797e0eac32ad02d24bc , .u5037492735bc6797e0eac32ad02d24bc .postImageUrl , .u5037492735bc6797e0eac32ad02d24bc .centered-text-area { min-height: 80px; position: relative; } .u5037492735bc6797e0eac32ad02d24bc , .u5037492735bc6797e0eac32ad02d24bc:hover , .u5037492735bc6797e0eac32ad02d24bc:visited , .u5037492735bc6797e0eac32ad02d24bc:active { border:0!important; } .u5037492735bc6797e0eac32ad02d24bc .clearfix:after { content: ""; display: table; clear: both; } .u5037492735bc6797e0eac32ad02d24bc { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u5037492735bc6797e0eac32ad02d24bc:active , .u5037492735bc6797e0eac32ad02d24bc:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u5037492735bc6797e0eac32ad02d24bc .centered-text-area { width: 100%; position: relative ; } .u5037492735bc6797e0eac32ad02d24bc .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u5037492735bc6797e0eac32ad02d24bc .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u5037492735bc6797e0eac32ad02d24bc .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u5037492735bc6797e0eac32ad02d24bc:hover .ctaButton { background-color: #34495E!important; } .u5037492735bc6797e0eac32ad02d24bc .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u5037492735bc6797e0eac32ad02d24bc .u5037492735bc6797e0eac32ad02d24bc-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u5037492735bc6797e0eac32ad02d24bc:after { content: ""; display: block; clear: both; } READ: A vessel too fragile EssayThe secret between them is the explanation of the moth and the light, the description of love. They eventually share an understanding. Ruby puts on the headscarf. Eventually they join hands to symbolize their friendship. A rejection letter comes through, Khadim is angry and looks out the window to see Ruby and Asra swapping back the headscarf. His anger is growing. Ruby comes into the house but soon leaves. Khadim takes his anger out on his daughter and pushes her to the ground. He cannot stand the fact that Asra is fitting into the English Culture. He pours water over her as she weeps. The scene ends with the car horns and lights again. This time Khadim opens the door and shouts out to the racists. In the last few scenes, Asra is on the hill and is extremely upset, she does what Ruby normally does, which is to create a circle and begins to chants. Ruby enters and helps her they talk about their relatives who passed away. Ruby then pretends that her mum as sent her a messages. On the hill both dads come and say sorry and get their daughters. They hug. Ruby tells him that she doesnt like what he does but he just holds her in his arms. Asra and Khadim has their relationship back on track as they joke over dinner. The car noises re-appear but this time Khadim walks over calmly to the window and stares at those who are trying to intimidate him. This time he stands up to everyone. The themes and issues which were explored in the play are father and daughter relationships are always going to have a good and a bad side to things. There is an example like Khadim takes his anger out on his daughter and pushes her to the ground. He cannot stand the fact that Asra is fitting into the English Culture. He pours water over her as she weeps the father pushed her to the ground and poured water all over her. The reason I liked this scene because it shows me that no matter how hard you try, no father-daughter relationships are perfect. They built up an atmosphere on stage by addressing a speech to the audience and to make them feel involved. I didnt feel that this had built up any tension. I think the audience feels scared at this point.  The types of drama conventions that they use are direct address, this happened at the start when Billy delivered a speech at the start, it made us feel involved. Sound effects were also used because it builds up tension and it makes us feel scared.